Health insurance policy is a product that protects you against the financial implications of a wide variety of health-related expenses, ranging from those caused by minor illnesses and injuries to critical diseases. Therefore, health insurance plans and the cumulative Bonus serve as a protective financial shield for you should you be faced with a major medical expense.

Netraalok has a dedicated department that helps patients in fulfilling the formalities required for availing insurance services. Insurance coverage is applicable only for inpatient procedures and patients surgeries. Approval from the insurance provider is required to claim the amount. The reimbursed amount will vary based on the premium.

To avail cashless hospitalisation, the patient has to approach the Insurance Department before admission and request for pre-authorization. The staff forwards the request to insurance company and gets approval. Insurance company will intimate the patients about the status via SMS. On receiving approval from the insurance company, patients can get admitted to the hospital.